RefiJet | Auto Loan

4.1

RefiJet offers auto loan refinancing for credit scores as low as 500, with expert guidance but a significant processing fee.

Loan Details

Loan Amount $10,000-$120,000
APR From 4.99%-21.99%
Min Credit Score 500

Rates by Type

Estimate My Payment

	Refinancing
APR	5.29%-21.99%
Loan Amounts	$5,000-$150,000
Loan Terms	24-96 months

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros

See personalized rate quotes with no hard credit check.
Enjoy a two-month break from auto payments.
Tap your car equity for cash back when refinancing.

Cons

Some lenders charge costly origination fees.
You must speak with a team member to prequalify.
RefiJet is a broker, not a direct lender.

Eligibility

To qualify with a lender in RefiJet's partner network, you must meet a few eligibility requirements.

Application requirements

Be at least 18 years old
Be employed or have a stable, verifiable source of income
Have full coverage insurance on your vehicle
Have a valid vehicle registration and driver’s license
Be current on your auto loan payments
The vehicle must be no more than 10 years old
The vehicle must have fewer than 150,000 miles

Application

Apply Now

When you are ready to apply for refinancing, here is how to proceed:

1. Connect with a financial expert.

Visit RefiJet's website and complete an interest form, and a team member will contact you. You can also call the company's toll-free number to speak with an auto refinancing expert if you have questions before you begin.

2. Get prequalified.

The process is straightforward, and you can get prequalified with a soft credit pull that will not affect your credit score.

3. Review loan offers.

A financing expert will help you review your options and choose the best one if there is a match within RefiJet's network.

4. Finalize your loan application.

Submit any documents the lender needs for final approval, and RefiJet will take care of the rest, including the paperwork.

A copy of your driver's license and registration
Proof of insurance
Proof of income, such as recent pay stubs, W-2 forms, or tax returns
Proof of residency, such as a mortgage statement or lease, auto insurance bill, or utility bill
Odometer photo
Vehicle title, depending on your state