Safeco | Auto Insurance

Safeco Insurance
3.9
Safeco auto insurance helps protect your car with flexible coverage and reliable claims support.

Average Premium

  • Full Coverage $2812 / year
  • Min Coverage $629 / year

Coverage States

Rates by Driver Profile

Driver profile Safeco National Average
Good driver, good credit $2,812 $2,697
Good driver, poor credit $3,335 $4,745
Speeding ticket with good credit $3,145 $3,299
At-fault accident with good credit $3,365 $3,862
DUI conviction with good credit $6,054 $5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Multiple optional add-on coverages
  • Claims-Free Cashback program rewards low-risk drivers
  • RightTrack telematics program offered
Cons
  • NAIC Complaint index scores higher than average
  • J.D. Power gives below-average customer satisfaction ratings
  • New Safeco policies are not being offered anymore

Discounts

  • Safe driver discounts: Sign up for RightTrack telematics, avoid accidents or finish an accident-prevention course, and you may qualify for a Safeco discount.
  • Safe vehicle discounts: Cars equipped with specific safety features may qualify for reduced premiums.
  • Bundling discounts: Buying multiple Safeco policies, such as home and auto, can lead to savings through bundling.
  • Claims-Free Cash Back program: Policyholders who remain claims-free during each six-month review period automatically get 2.5% of their premium returned, up to 5% per year.

Details

  • Customer service: 1-800-332-3226.
  • Emergency roadside service: 1-877-762-3101
  • Website: safeco.com

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