Plymouth Rock | Auto Insurance

Plymouth Rock Insurance
3.9
Smart auto insurance with reliable coverage, fast claims, and peace of mind for every drive.

Average Premium

  • Full Coverage $3200 / year
  • Min Coverage $1002 / year

Coverage States

Rates by Driver Profile

Driver profile Plymouth Rock National Average
Good driver, good credit $3,200 $2,697
Good driver, poor credit $7,205 $4,745
Speeding ticket with good credit $3,504 $3,299
At-fault accident with good credit $4,041 $3,862
DUI conviction with good credit $4,059 $5,287

Disclaimer: We are an independent information site, not an insurance company. All figures are estimates for comparison only; table data represents full coverage premiums. Please verify final quotes and terms directly with the insurer.

Pros & Cons

Pros
  • Top-rated mobile app
  • Predefined tiered coverage plans with customizable options
  • Access to local agents
Cons
  • Not offered across the entire country
  • Numerous internet complaints cite inadequate handling of claims
  • Rated lower than average in the New England and Mid-Atlantic areas of the 2024 U.S. Auto Insurance Study

Discounts

  • Road Rewards: Plymouth Rock’s telematics offering, Road Rewards, requires installing a smartphone app that tracks your driving in real time. Safer driving earns you points that can be redeemed for Apple gift cards and other rewards. The company states that data from Road Rewards won’t be used to raise your premium.
  • Group discounts: Plymouth Rock works with organizations, alumni groups, and employers to provide group discounts across its service area. For instance, in New Jersey, Chamber of Commerce members and many community college alumni may qualify for savings.
  • Loyalty rewards: Long-term policyholders—those with at least four consecutive policy terms—or members of eligible motor clubs can receive various perks, such as pet injury coverage, child car seat replacement, collision deductible waiver, and glass deductible waiver.
  • Paid in full: Paying your premium in a single upfront payment may qualify you for a discount on your policy.
  • Anti-theft device: If your insured vehicle has an approved anti-theft device installed, you may be eligible for a premium discount.
  • eDocuments: Choosing paperless billing and managing your policy electronically can help reduce your insurance cost.

Details

  • Customer service: 1-844-208-1935
  • Free quote: 1-855-993-4470
  • Website: plymouthrock.com

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